Privacy Policy
Last updated: January 15, 2026
At Credelyx S.A. (hereinafter, "Credelyx", "we" or "the company"), we are committed to protecting the privacy of our users' personal data. This Privacy Policy describes how we collect, use, store, and protect your personal information when you use our real estate crowdlending platform at credelyx.com.
1. Data controller
Credelyx S.A., with registered address at Av. Libertador 6250, Floor 12, C1428ARS, Autonomous City of Buenos Aires, Argentina (CUIT: 30-71892645-3), is the data controller in accordance with Law No. 25,326 on Personal Data Protection and its Regulatory Decree No. 1558/2001.
2. Data we collect
We collect the following personal data when you use our services: • Identification data: full name, identity document (DNI/CUIT), date of birth, nationality. • Contact data: email address, phone number, postal address. • Financial data: banking information necessary for investment management, transaction history on the platform. • Technical data: IP address, browser type, device used, cookies and similar technologies. • Browsing data: pages visited, time spent, interactions with the platform.
3. Purpose of processing
We use your personal data for the following purposes: • Managing your registration and account on the platform. • Processing and managing your investments in real estate projects. • Complying with current legal and regulatory obligations in Argentina (Law No. 27,349, CNV regulations). • Sending communications related to your investments and platform operation. • Improving our services and user experience. • Preventing fraud and ensuring platform security.
4. Legal basis for processing
The processing of your data is based on: • The informed consent of the data subject. • The execution of the contractual relationship between the user and Credelyx. • Compliance with legal obligations before Argentine regulatory bodies. • Legitimate interest in fraud prevention and platform security.
5. Data retention
We retain your personal data for the time necessary to fulfill the described purposes and, in any case, for the legal periods established by Argentine regulations. Once the contractual relationship ends, data will be retained for a maximum period of ten (10) years in accordance with fiscal legislation and anti-money laundering requirements.
6. Data subject rights
In accordance with Law No. 25,326, you have the right to: • Access your personal data and obtain information about its processing. • Request the rectification of inaccurate or incomplete data. • Require the deletion of your data when no longer necessary. • Object to the processing of your data in certain circumstances. To exercise these rights, you can contact us at privacidad@credelyx.com or by postal mail to our registered address.
7. International transfers
Your personal data may be transferred to technology service providers located outside Argentina, provided that such countries offer an adequate level of protection in accordance with current regulations, or that the necessary contractual guarantees are implemented.
8. Data security
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, alteration, or destruction. This includes data encryption in transit and at rest, access controls, periodic audits, and staff training.
9. Contact
If you have questions about this policy or wish to exercise your rights, you can contact us at: Credelyx S.A. Av. Libertador 6250, Floor 12 C1428ARS — Buenos Aires, Argentina Email: privacidad@credelyx.com Phone: +54 11 5032-8700
10. Modifications
We reserve the right to update this policy at any time. Significant changes will be notified through the platform or by email. The current version will always be available at credelyx.com.